Building Stability, Strength, and Financial Resilience
Application Process & Selection
Families are selected through a thoughtful and transparent process focused on three core principles:
• A demonstrated need for improved housing
• The ability to pay an affordable mortgage
• A willingness to partner with Habitat
The application process begins with a mandatory in-person information session where candidates receive an application, followed by documentation review and verification, and a home visit.
Final selections are made by Habitat’s Family Services Committee and Board of Directors. The application process can take anywhere from 6 to 8 months for those accepted into the program. Habitat determines the number of families accepted at a time based on how many homes we expect to build in the next year. If an applicant is not accepted this round, they are always welcome to apply again next time.
Program Expectations
- Time & Commitment: Once selected, families are generally in the program for 8-12 months and required to complete 225 sweat equity hours (helping build homes, volunteering at the ReStore, homeowner education classes).
- Engagement: Partner families are expected to stay engaged by communicating openly, completing commitments, and attending all required education sessions to prepare for homeownership.
- Long-Term Partnership: Families receive education, guidance, and training, along with a safe, well-built home that they buy through a fair and affordable zero-percent interest mortgage.
Mandatory Info Sessions
You must attend an in-person public meeting to receive an application. Ensure you check the specific times and locations online for your county:
6 pm - 7 pm South Salt Lake Community Center
2531 S 400 E
South Salt Lake, UT 84115
11 am - 12 pm South Salt Lake Community Center
2531 S 400 E
South Salt Lake, UT 84115
6 pm - 7 pm Davis County Memorial Courthouse
28 E State St
Farmington, UT 84025
6 pm - 7 pm Tooele City Hall
90 N Main St.
Tooele, UT 84047
Important Deadlines
Applications Open:
We will start accepting completed applications by appointment only, starting July 6, 2026.
Application Deadline:
The last day to turn in completed applications is July 31, 2026.
Do I Qualify? (General Eligibility)
- Can you show proof of being a U.S. citizen or having legal alien resident status?
- Are you willing/able to complete the required 225 sweat equity hours?
- Will you consent to routine employment, earnings, credit & background checks?
- You do not currently own a home, have a mortgage and/or own any property.
- Have you lived and/or worked within Salt Lake, Davis, or Tooele counties for the last 12 months?
- Are you willing to live in the home/style/size/location we build within Salt Lake, Davis, or Tooele County?
2026 Area Median Income
(AMI) Range & County Requirements
Salt Lake County
| Size | Min (30%) | Max (80%) |
|---|---|---|
| 1 Person | $26,500 | $70,650 |
| 2 People | $30,300 | $80,750 |
| 3 People | $34,100 | $90,850 |
| 4 People | $37,850 | $100,900 |
| 5 People | $40,900 | $109,000 |
| 6 People | $44,360 | $117,050 |
| 7 People | $50,040 | $125,150 |
| 8 People | $55,720 | $133,200 |
| *FY 2026 Income Limits for Salt Lake County, UT HUD Metro Area | ||
- Does your annual household income fall within the Area Median Income Range listed above for Salt Lake County?
Davis County
| Size | Min (30%) | Max (80%) |
|---|---|---|
| 1 Person | $24,750 | $66,050 |
| 2 People | $28,300 | $75,450 |
| 3 People | $31,850 | $84,900 |
| 4 People | $35,350 | $94,300 |
| 5 People | $38,680 | $101,850 |
| 6 People | $44,360 | $109,400 |
| 7 People | $50,040 | $116,950 |
| 8 People | $55,720 | $124,500 |
| *FY 2026 Income Limits for Davis County, UT HUD Metro Area | ||
- Does your annual household income fall within the Area Median Income Range listed above for Davis County?
Tooele County
| Size | Min (30%) | Max (80%) |
|---|---|---|
| 1 Person | $25,500 | $67,950 |
| 2 People | $29,150 | $77,650 |
| 3 People | $32,800 | $87,350 |
| 4 People | $36,400 | $97,050 |
| 5 People | $39,350 | $104,850 |
| 6 People | $44,360 | $112,600 |
| 7 People | $50,040 | $120,350 |
| 8 People | $55,720 | $128,150 |
| *FY 2026 Income Limits for Tooele County, UT HUD Metro Area | ||
- Does your annual household income fall within the Area Median Income Range listed above for Tooele County?
